Almost everyone needs a mortgage when buying a house. The amounts that can be borrowed have fallen considerably compared to a few years ago. For many starters in the housing market it is almost impossible to get a mortgage. Are there still possibilities to qualify for a mortgage as a starter in the housing market?
The mortgage rates have been fairly stable for a number of years and it is expected that this will not change for the time being. There is a small difference between a short-term mortgage and a long-term mortgage. The interest rate on a short-term mortgage (fixed for 5 years) is now (2014) on average around